Terms and Conditions

1.Acceptance of Terms

By accessing or using the FAKT Impex Inc. website located at faktimpexinc.com (the "Website"), you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use this Website.

These Terms and Conditions apply to your use of this Website only. They do not constitute a service agreement, engagement letter, or commercial contract between you and FAKT Impex Inc. Any commercial services, projects, or business arrangements are governed by separate written agreements.

2.About FAKT Impex Inc.

FAKT Impex Inc. is a company incorporated under the Labuan Companies Act 1990, registered as Labuan Company No. LL18894. Our registered office is located at Lot A020, Level 1, Podium Level, Financial Park, Jalan Merdeka, 87000 Labuan F.T., Malaysia.

FAKT Impex Inc. operates as a marketing agency providing management services for business operations, and IT services and solutions. We develop digital products, facilitate international trade, and manage a portfolio of corporate ventures. Our operations are guided by responsible and ethical business principles.

3.Website Information and Availability

The information presented on this Website is provided for general informational and marketing purposes. While we endeavour to keep information accurate and current, we make no warranty that all content is complete, accurate, or up to date at any given time.

We reserve the right to modify, suspend, or discontinue any part of this Website at any time without notice. We do not guarantee that this Website will be available continuously or free from errors.

4.Services and Business Enquiries

This Website describes the services offered by FAKT Impex Inc. and provides a means of making initial contact with our team. Nothing on this Website constitutes a binding offer or guarantee of service delivery.

Service descriptions, capability statements, and case references are provided as general information. Specific capabilities, timelines, costs, and deliverables for any engagement are determined through direct discussion and documented in a separate agreement.

5.Quotes, Proposals, and Separate Agreements

Any service quotations, project proposals, partnership discussions, or commercial transactions entered into with FAKT Impex Inc. are governed by the terms of separate written agreements between the parties, where applicable. These Terms and Conditions do not create any binding commercial obligation on FAKT Impex Inc. to provide services.

6.Intellectual Property

All content on this Website — including but not limited to text, graphics, logos, icons, images, design elements, SVG illustrations, page layouts, and code — is the intellectual property of FAKT Impex Inc. or is used with permission, and is protected by applicable copyright and intellectual property laws.

You may not reproduce, copy, republish, distribute, transmit, adapt, or commercially exploit any content from this Website without the prior written consent of FAKT Impex Inc.

The FAKT Impex Inc. name, logo, and associated branding are proprietary identifiers of FAKT Impex Inc. The Hubirds novel, its cover artwork, title, and all associated creative content are the intellectual property of their respective creators and are published by FAKT Impex Inc.

7.Acceptable Website Use

You agree to use this Website only for lawful purposes and in a manner that does not infringe the rights of others. You must not:

• Use this Website in any way that is unlawful, fraudulent, or harmful.
• Attempt to gain unauthorised access to any part of this Website or its underlying systems.
• Transmit any unsolicited commercial communications or spam through any contact mechanism on this Website.
• Use automated tools to scrape, copy, or harvest content from this Website without permission.
• Misrepresent your identity or affiliation when contacting us through this Website.
• Introduce viruses, malware, or other harmful code through any interaction with this Website.

8.External Links and Third-Party Services

This Website contains links to external websites and platforms that are not operated or controlled by FAKT Impex Inc. These links are provided for convenience and informational purposes only.

FAKT Impex Inc. does not endorse, and is not responsible for, the content, privacy practices, terms of service, or availability of any third-party website. Your use of any external website is at your own risk and is governed by the terms of that website.

The presence of a link to an external platform on this Website does not imply any commercial relationship, endorsement, or affiliation beyond what is explicitly stated.

9.FINC Ecosystem and Other FAKT Ventures

The FINC Ecosystem (fincecosystem.com) is a separate digital platform and a flagship product of FAKT Impex Inc. It operates under its own terms of service, privacy policy, and user agreements, which apply independently of these Website Terms and Conditions.

Other FAKT-owned or FAKT-operated ventures referenced on this Website — including AxisED, QurbanAfrica, MYTQA, GaleriKerisSufi, and LamAlif Gallery — are separate platforms or entities. Each operates under its own terms and policies.

References to these ventures on this Website are for informational purposes only. They do not constitute a guarantee of availability, service continuity, or commercial terms.

10.Client Projects and Portfolio References

This Website may reference client projects undertaken by FAKT Impex Inc., including websites, platforms, and digital solutions developed for third parties. References to client projects — such as the ZAMCO Namibia website (zamconamibia.com) — are included as portfolio references only.

Portfolio references are subject to change and may be updated or removed at any time without notice.

11.No Professional, Financial, Tax, or Legal Advice

Nothing on this Website constitutes professional advice of any kind, including financial, investment, tax, legal, accounting, or regulatory advice. Information presented on this Website is for general informational purposes only.

FAKT Impex Inc. is not a licensed financial advisor, legal practitioner, tax consultant, or regulated professional services firm in any jurisdiction. Any decisions you make based on information found on this Website are your sole responsibility. You should seek independent professional advice relevant to your specific circumstances.

12.Disclaimer of Warranties

This Website and all content and materials on it are provided on an "as is" and "as available" basis without warranties of any kind, express or implied. FAKT Impex Inc. does not warrant that:

• The Website will be available, uninterrupted, or error-free at all times.
• Information on the Website is complete, accurate, current, or suitable for any particular purpose.
• The Website is free from viruses or other harmful components.

To the fullest extent permitted by applicable law, FAKT Impex Inc. expressly disclaims all warranties, representations, and conditions, whether express, implied, statutory, or otherwise.

13.Limitation of Liability

To the fullest extent permitted by applicable law, FAKT Impex Inc. and its directors, officers, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from:

• Your use of or inability to use this Website.
• Reliance on any information, content, or material on this Website.
• Your use of any external website or platform linked from this Website.
• Any interruption, error, omission, or delay in the operation of this Website.

This limitation applies regardless of whether the claim is based in contract, tort, negligence, strict liability, or any other legal theory, even if FAKT Impex Inc. has been advised of the possibility of such damages.

14.Indemnity

You agree to indemnify, defend, and hold harmless FAKT Impex Inc. and its directors, officers, employees, and agents from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising from your use of this Website in violation of these Terms and Conditions, or from any content you submit through this Website that infringes any third-party right or is otherwise unlawful.

15.Privacy

Your use of this Website is also governed by our Privacy Policy, which is incorporated into these Terms and Conditions by reference. By using this Website, you acknowledge and agree to the practices described in our Privacy Policy.

16.Changes to These Terms

FAKT Impex Inc. reserves the right to update or modify these Terms and Conditions at any time. When we make material changes, we will update the "Last Updated" date at the top of this page.

Your continued use of this Website after any changes have been posted constitutes your acceptance of the revised Terms and Conditions. We encourage you to review these terms periodically.

17.Governing Law and Jurisdiction

These Terms and Conditions are governed by and construed in accordance with the laws of Malaysia. Any disputes arising in connection with these terms or your use of this Website shall be subject to the jurisdiction of the courts of Malaysia.

FAKT Impex Inc. is incorporated in the Federal Territory of Labuan, Malaysia, and operates under Malaysian law including the Labuan Companies Act 1990.

18.Contact Information

If you have any questions about these Terms and Conditions, or wish to raise a concern regarding your use of this Website, please contact us:

• FAKT Impex Inc.
• Labuan Company No. LL18894
• Lot A020, Level 1, Podium Level, Financial Park, Jalan Merdeka, 87000 Labuan F.T., Malaysia
• Email: info@faktimpexinc.com
• Phone / WhatsApp: +60 11 7237 0596